Wealth
Advice that answers to you only
Pointons Financial Planners is one of Australia's few privately owned financial planners to hold its own Financial Planning Licence — we are not affiliated with banks or insurance companies.
What makes Pointons Financial Planners special?
“Pointons Financial Planners are not affiliated with banks or insurance companies, which means we work only for you, the client.”
Most large financial planning firms and “private banking” services in Australia are fully or partially owned by banks or other financial institutions. Our planners provide initial and ongoing investment recommendations for your portfolio, taking into account your evolving personal circumstances, to help you achieve your financial goals and objectives.
Financial planning services
From your first investment through to aged care and estate planning.
Deciding to retire can be harder than you think, and for some the decision is made for them. Our Financial Planners provide expert counsel on superannuation from inception to retirement and beyond, optimising your finances and planning how your needs change over time so your income sources fund every stage of life.
Designed to help you get back on your feet financially after illness or injury, typically covering you where mechanisms such as workers' compensation do not apply. We assess your current and future needs to ensure the right cover is in place.
Pays a lump sum if you pass away or are diagnosed with a terminal illness. If anyone relies on your income and could not pay their bills without it, life insurance should be considered. Cover levels depend on age, debt, family situation, financial goals, savings rate and other obligations — we assess all of it.
Protects the things you value — homes, cars and valuables — from the financial impact of risks big and small: fire, flood, storm and earthquake, theft, car accidents, travel mishaps, and even the cost of legal action against you.
Pointons Financial Planners keep every aspect of your investment portfolio running smoothly, providing initial and ongoing investment recommendations that take your evolving personal circumstances into account so you reach your financial goals and objectives.
Australia's ageing population is an ever-growing phenomenon. Our Accredited Aged Care Professional advises on strategies for accessing aged care, aged accommodation choices, Centrelink and Veterans' Affairs, and understanding negotiations with aged care facilities.
With so many baby boomers reaching retirement age, dealing with Centrelink has never been harder. We guide you through eligibility and applications for the age pension, allowances, concessions, supplements and other payments.
A Will sets out your wishes for the distribution of your property and the care of minor children; a Power of Attorney appoints someone to be your decision maker. We advise on granting a power of attorney, help draft the documentation and make sure it represents your interests.
We have a registered Justice of the Peace on site who can act as an independent, objective witness for official and legal purposes — certifying a true copy of an original document, certifying a person's identity, and witnessing affidavits and statutory declarations.
We assist with the application procedure, payout negotiation advice, and completing the compensation medical certification legally required to obtain your payout.
Need to make a decision about aged care and not sure where to start?
Schedule a meeting with an Accredited Aged Care Professional today — just ask us.